P2P Programs!!

Person-to-person lending (abbreviated frequently as P2P lending) is a certain breed of financial transaction (primarily lending and borrowing, though other more complicated transactions can be facilitated) which occurs directly between individuals or "peers" without the intermediation of a traditional financial institution. Person-to-person lending is for the most part a for-profit activity.


Today, our classmate told us about P2P programs such as Emule, Ares..., where you can download music, films... Nowadays, this programs are dissappearing, because a new law forbides them.